2712 Niles Avenue, St. Joseph, MI 49085

loren.cunnington@ceterais.com

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Saint Joseph Office

2712 Niles Avenue

St. Joseph, MI 49085

Phone: 269-982-3266

Mon-Fri: 8:00 AM - 5:00 PM

Sat-Sun: By Appointment

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Office: 269-982-3266

2712 Niles Avenue

St. Joseph, MI 49085

loren.cunnington@ceterais.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2026 FMG Suite.

Honor Investment Services is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Investment advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Neither firm is afﬁliated with the ﬁnancial institution where investments are offered. 400 First Street South, Suite 300 St. Cloud, MI 56301

Investments are NOT FDIC/NCUA INSURED, NOT A DEPOSIT, NOT INSURED BY ANY GOVERNMENT AGENCY, NOT BANK/CREDIT UNION GUARANTEED, MAY LOSE VALUE.

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